San Diego Bankruptcy Attorneys Dedicated to Helping You Get Relief From Debt
Debt Relief Legal Clinic of San Diego County
When you have to choose between paying off your debt and feeding your family, Chapter 7 bankruptcy may be the solution. At the Debt Relief Legal Clinic in San Diego, we won’t just give you the forms to file for bankruptcy. Our experienced Chapter 7 bankruptcy lawyers walk you through the process and guide you every step of the way.
With more than 30 years of experience helping people get rid of debt, we will find a solution that meets your needs. Call 877-663-3287 or e-mail us to schedule a free initial consultation.
Helping People With Chapter 7 Bankruptcy Since 1975
Think about the freedom you would have if you did not constantly worry about paying back credit cards, medical bills or other personal debts. Chapter 7 bankruptcy (sometimes called “liquidation bankruptcy”) is designed to give you a fresh start. If you qualify for Chapter 7 bankruptcy, many of your debts can be wiped away. You will most likely even be able to keep your home and car.
After Chapter 7 bankruptcy, you can owe less money to creditors than you are bringing home in your paycheck. Your income can be greater than your debt!
Not all debts can be discharged. Child and spousal support, many taxes, student loans, criminal penalties and fraud debts cannot be completely erased. In some circumstances, we can help you file for Chapter 13 to create a payment plan for these types of debts.
When you can’t make ends meet, the experienced and compassionate San Diego Chapter 7 bankruptcy attorneys at the DRLC will work with you to find a personal bankruptcy solution. Contact our law firm to schedule your free initial consultation today.
The Automatic Stay
As soon as you file for bankruptcy, the court will order an “automatic stay.” All creditors have to stop harassing you to pay back debt until your bankruptcy case is completed, which means that:
- Any foreclosure that was in process will be put on hold
- Creditors lawsuits are stopped and they cannot garnish your wages
- Car dealers or lenders can’t repossess your car
- Collectors can’t call your house, all harassment must end
- IRS or FTB tax collection can be stopped
Other Debt Relief Options
Not everyone qualifies for Chapter 7 bankruptcy. But you may have other options:
We Truly Want to Help: Contact a Debt Relief Legal Clinic Lawyer Today
You don’t have to live with the stress and constant worry that overwhelming debt can cause. It is easy to procrastinate and put off this important discussion. Don’t let that happen. Our consultations are free, and with no obligation. At the Debt Relief Legal Clinic, we are dedicated to helping you. Call 877-663-3287 or e-mail us today to schedule your free initial consultation.