Medical Debt is Dischargeable in Bankruptcy
You have to do whatever you can to take care of your health. Unfortunately, that often means incurring significant debt in order to get proper treatment. Regardless of how your recovery goes, your creditors are going to come after you. As you concentrate on getting better, an experienced debt relief lawyer can help you come up with a plan for your unpaid medical bills. Some suffer needlessly by assuming that medical bills cannot be put into a Chapter 7 or Chapter 13 bankruptcy. One of the many bankruptcy myths, medical bills are subject to the bankruptcy discharge. At the San Diego offices of the Debt Relief Legal Clinic, we have been helping people like you throughout Southern California for over 30 years.
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When you file for bankruptcy, you can wipe away your medical debt. The law understands that people get put in difficult situations, which often leaves them with more difficult choices between their health and their finances. As a result, medical bills often pile up for people who are financially responsible.
While some debts cannot be discharged through bankruptcy, medical bills can be discharged. If you file for Chapter 7 bankruptcy, your medical bills will be wiped completely clean. If you file for Chapter 13 bankruptcy, you will have three to five years to pay back what you can afford. At the end of this time, your remaining medical bills will be discharged.
You may also want to consider alternatives to bankruptcy, as creditors, banks, and hospitals are often willing to work with people who have been put into a difficult situation with medical bills. Our attorneys will answer any questions you may have and help you come up with solutions.
It may seem like the system is against you, but there are ways to deal with your medical bills. From our offices in San Diego, Bonita and Vista, we can provide you with the straightforward answers you need to make well-informed decisions about your legal future. Call 877-663-3287 or contact us on-line today for a free initial consultation.