California Attorneys Helping You Understand the Bankruptcy Qualifications
At the Southern California law firm, Debt Relief Legal Clinic, our bankruptcy lawyers have many years of experience helping people just like you determine if they qualify for bankruptcy. We know the Bankruptcy Code and we know how to apply the code to situations like yours. If you are struggling to make ends meet and are looking for a way to a fresh financial start, reach out to one of our San Diego bankruptcy attorneys.
Over 30 Years of Bankruptcy Experience
Contact the Debt Relief Legal Clinic Today
While the recent changes in bankruptcy law have created new bankruptcy requirements, it is still possible for many debtors to seek financial relief through Chapter 7 or Chapter 13 bankruptcy. During your free initial consultation, we will sit with you to find answers to questions relating to your ability to meet these requirements, including:
- Are you “judgment-proof”? Some people may owe money to creditors, but they may be deemed judgment-proof. This means collectors cannot collect what is due on any debts. This often applies to individuals who receive retirement benefits, live on a pension, or are paid a disability income.
- Do you owe enough debt? We will work with you to understand your full financial situation. If you do not owe enough debt, filing bankruptcy may not be the cost-effective solution you require. In these situations, we often pursue bankruptcy alternatives to help individuals and families get back on their feet.
- Do you meet the bankruptcy “means” test? If you are not judgment-proof and if you owe enough money to pursue filing bankruptcy, we will then walk you through the Chapter 7 and Chapter 13 means tests.
If you meet the means test for either bankruptcy chapter, we will then explain to you the bankruptcy filing process. We will then help you take those first steps to getting a fresh start.
Contact Our Debt Relief Law Firm
With offices in San Diego, Bonita and Vista, we are dedicated to providing compassionate, effective debt relief services to clients throughout Southern California. Call 1-877-663-3287 or e-mail us to discuss your financial situation and learn about your options.
