Menu 
  • Home
  • About
  • Attorneys
    • John Clayton Colwell
    • Daniel J. Wiedecker
  • Articles
  • Contact
    • San Diego Office
    • Vista Office
    • Chula Vista Office
  • Resources

San Diego Bankruptcy Attorney | Vista Debt Relief Attorney | Bonita Chapter 13 Law Firm

Dedicated to helping you find the right solution to solving your debt problems.

San Diego, California
San Diego bankruptcy lawyer
San Diego bankruptcy lawyer
Contact Us

Bankruptcy Qualifications

California Attorneys Helping You Understand the Bankruptcy Qualifications

At the Southern California law firm, Debt Relief Legal Clinic, our bankruptcy lawyers have many years of experience helping people just like you determine if they qualify for bankruptcy. We know the Bankruptcy Code and we know how to apply the code to situations like yours. If you are struggling to make ends meet and are looking for a way to a fresh financial start, reach out to one of our San Diego bankruptcy attorneys.

Over 30 Years of Bankruptcy Experience

Contact the Debt Relief Legal Clinic Today

While the recent changes in bankruptcy law have created new bankruptcy requirements, it is still possible for many debtors to seek financial relief through Chapter 7 or Chapter 13 bankruptcy. During your free initial consultation, we will sit with you to find answers to questions relating to your ability to meet these requirements, including:

  • Are you “judgment-proof”? Some people may owe money to creditors, but they may be deemed judgment-proof. This means collectors cannot collect what is due on any debts. This often applies to individuals who receive retirement benefits, live on a pension, or are paid a disability income.
  • Do you owe enough debt? We will work with you to understand your full financial situation. If you do not owe enough debt, filing bankruptcy may not be the cost-effective solution you require. In these situations, we often pursue bankruptcy alternatives to help individuals and families get back on their feet.
  • Do you meet the bankruptcy “means” test? If you are not judgment-proof and if you owe enough money to pursue filing bankruptcy, we will then walk you through the Chapter 7 and Chapter 13 means tests.

If you meet the means test for either bankruptcy chapter, we will then explain to you the bankruptcy filing process. We will then help you take those first steps to getting a fresh start.

Contact Our Debt Relief Law Firm

With offices in San Diego, Bonita and Vista, we are dedicated to providing compassionate, effective debt relief services to clients throughout Southern California. Call 1-877-663-3287 or e-mail us to discuss your financial situation and learn about your options.

Our Practice Areas

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • ‘New’ Bankruptcy Laws
  • Differences Between Chapter 7 and Chapter 13
  • Benefits of Bankruptcy
  • Chapter 13 Lien Stripping
  • Bankruptcy Myths
  • Foreclosure Legal Service
  • Stop Home Foreclosure
  • Keeping My Property
  • Repossession and Assets
  • Stop Creditor Harassment
  • Wage Garnishments
  • Medical Bills
  • Bankruptcy Alternatives
  • Debt Negotiation vs. Bankruptcy
  • Frequently Asked Questions
  • The Bankruptcy Filing Process

Contact Us TODAY

Online Payments

Pay Your Invoice with LawPay

  • NACBA
  • NACBA
  • Law Offices of John C Colwell APLC BBB Business Review
  • Lawyer John Colwell | Top Attorney Chapter 13
  • Lawyer John Colwell | Top Attorney Chapter 7

San Diego Office

San Diego Office

The Spreckels Building
121 Broadway, Suite 533
San Diego, CA 92101
Phone: (619) 238-1500
Fax: (619) 338-9215

Chula Vista Office

Chula Vista Office

46 3rd Ave. Ste. D
Chula Vista, CA 91910
Phone: (619) 479-4432
Fax: (619) 479-4941

Vista Office

Vista Office

Buena Vista Prof. Building
122 Civic Center Drive, Suite 204
Vista, CA 92084
Phone: (760) 726-8000
Fax: (619) 338-9215
We are a Debt Relief 'Agency' as designated under Federal Law. We proudly and happily help hard working American citizens file for bankruptcy under the U.S. Bankruptcy Code. DISCLAIMER | PRIVACY POLICY
All content copyright © Debt Relief Legal Clinic. All rights reserved.