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San Diego Bankruptcy Attorney | Vista Debt Relief Attorney | Bonita Chapter 13 Law Firm

Dedicated to helping you find the right solution to solving your debt problems.

San Diego, California
San Diego bankruptcy lawyer
San Diego bankruptcy lawyer
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Credit Repair

Southern California Lawyers Helping You Rebuild Credit After Bankruptcy

Contrary to popular belief, it is possible to rebuild your credit after bankruptcy. While life after bankruptcy is not always easy, it can provide you with many opportunities to create a solid foundation for a strong financial future. At the Southern California law offices of the Debt Relief Legal Clinic, we have helped numerous bankruptcy clients take positive steps toward rebuilding their credit. Reach out to one of our experienced, dedicated San Diego credit repair and bankruptcy lawyers today.

Over 30 Years of Bankruptcy Experience

Contact the Debt Relief Legal Clinic Today

There are many bankruptcy myths that exist. The most important myth that relates to credit after bankruptcy is that many people believe they will be unable to get credit for 10 years once their bankruptcies are finalized. This is completely untrue. While your bankruptcy will remain on your report for 10 years, you will not be kept from obtaining any credit. There are two reasons for this:

  • You will have a lower debt-to-income ratio. Creditors will see that you do not owe large debts any longer. As they are always seeking new business, they will likely immediately begin sending you credit offer notices. If you are smart about the offer or offers you accept, and make your payments on time, you will slowly and steadily repair your credit.
  • Creditors will see you as knowledgeable debtors. Banks and other creditors see bankruptcy filers as “minimum payment acclimated,” which means they know you understand the concept of making minimum payments and dealing with credit balances.

Once your Chapter 7 or Chapter 13 bankruptcy is finalized, you will be able to begin taking immediate steps to rebuild your credit. Bankruptcy truly is a fresh start. Speak to us to learn how to use your fresh start wisely.

Contact Us to Begin Repairing Your Credit

When you need help understanding how credit repair works post-bankruptcy, call one of our bankruptcy attorneys today at 1-877-663-3287 or contact us online. With offices in San Diego, Vista and Bonita, we serve clients throughout Southern California.

Our Practice Areas

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • ‘New’ Bankruptcy Laws
  • Differences Between Chapter 7 and Chapter 13
  • Benefits of Bankruptcy
  • Chapter 13 Lien Stripping
  • Bankruptcy Myths
  • Foreclosure Legal Service
  • Stop Home Foreclosure
  • Keeping My Property
  • Repossession and Assets
  • Stop Creditor Harassment
  • Wage Garnishments
  • Medical Bills
  • Bankruptcy Alternatives
  • Debt Negotiation vs. Bankruptcy
  • Frequently Asked Questions
  • The Bankruptcy Filing Process

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San Diego Office

San Diego Office

The Spreckels Building
121 Broadway, Suite 533
San Diego, CA 92101
Phone: (619) 238-1500
Fax: (619) 338-9215

Chula Vista Office

Chula Vista Office

46 3rd Ave. Ste. D
Chula Vista, CA 91910
Phone: (619) 479-4432
Fax: (619) 479-4941

Vista Office

Vista Office

Buena Vista Prof. Building
122 Civic Center Drive, Suite 204
Vista, CA 92084
Phone: (760) 726-8000
Fax: (619) 338-9215
We are a Debt Relief 'Agency' as designated under Federal Law. We proudly and happily help hard working American citizens file for bankruptcy under the U.S. Bankruptcy Code. DISCLAIMER | PRIVACY POLICY
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